You can file a claim with Geico Insurance for a car accident anytime. Before doing so, it’s important to keep in mind that the state of New Jersey [[3](https://www.nj.gov/mvc/pdf/vehicles/insurance_codes.pdf)] requires insurance companies to follow certain time limits for investigating and settling a claim. Understanding these limits [[2](https://getjerry.com/car-insurance/how-long-to-report-accident-to-insurance-geico)] can help you manage the car accident claims process with Geico.