Filing a car insurance claim from American Family Insurance in a fast and timely manner is essential. [[1](https://www.amfam.com/claims/reportclaim)] Claims must generally be filed as soon as possible, preferably within 24-48 hours, in order to protect your rights after an accident. [[3](https://www.amfam.com/resources/articles/on-the-road/what-should-i-do-after-a-car-accident)] Don’t wait too long or you may find yourself with a denied claim.